Insurance coverage companies produce a higher earnings when insurance policy holders do not file claims or fail to gather on those sent under their policies. Some insurance coverage companies repeatedly deny claims– regardless of their authenticity– and will just examine a claim if the policyholder takes legal action.
Our insurance coverage defense attorneys have extensive experience assisting clients recuperate the compensation to which they are entitled. If you are in a dispute with your insurance coverage defense business– or have a claim that was rejected or undervalued– call the insurance coverage defense attorneys at Orlando office for a totally free examination.
Why Was My Insurance Claim Denied?
Denied Insurance Claim
Sadly, insurance companies frequently control the language and interpret in their policies to lessen or reject valid claims. Insurance carriers have a substantial self-interest to secure their money reserves and to prevent payouts to policyholders. When an insurance coverage company undervalues a claim or rejects, they might allege that:
There was a product misrepresentation in the policy itself, excluding coverage for this certain claim;
There was a failure by the guaranteed to pay policy premiums on time which caused protection to lapse; or
The injury falls beyond the scope of coverage.
Do I Have a Bad Faith Claim or Unjust Claims Managing Case?
Under Florida law, an insurance company has actually breached the implied covenant of good faith and fair dealing if it did not act fairly and honestly toward its insurance policy holder in response to a claim.
In numerous cases, insurance policy holders believe they have a bad faith claim against their insurer if a claim is rejected; nevertheless, this is a common mistaken belief. Bad faith claims are dealt with by our personal injury lawyers, not the attorneys in our insurance coverage disagreement department; nevertheless, some bad faith claims will fall under the umbrella of our insurance coverage disagreement lawyers.
Most states, including Florida, have embraced the Unfair Claim Settlement Practices Act and enhanced the law to safeguard the rights of insured insurance policy holders within the state. When an insurance coverage company attempts to avoid paying legitimate claims or decreases the payment to their own insurance policy holders, unjust claims handling occurs. Examples of unfair claims handling include fraud, tricking an insurance policy holder or misguiding, overlook or refusal to meet a legal commitment, or the mindful misdeed by the insurance business.
What Types of Insurance Disputes?
Attorneys are dedicated to helping clients settle insurance claims conflicts in a large range of practice areas. The following is a non-exhaustive list of the kinds of insurance coverage disputes managed by the lawyers in our Florida workplaces:
House owners and Company Property Losses
Unreasonable Claims Dealing with and Bad Faith
Disability Insurance coverage
Employee Retirement Income Security Act (ERISA) Claims
Expert Liability Protection
Errors & Omissions Protection (E&O).
Personal Insurance Defense.
Uninsured Driver Coverage.
Automobile Insurance coverage Protection.
Life Insurance coverage.
Hurricane and Windstorm Claims.
Kindly do not hesitate to call an experienced Orlando insurance coverage disagreement lawyer if you live in Florida and believe that you are being treated unfairly by your insurance company.